Post Office Savings Bank (SB) Account
- Minimum Balance toMaintain Rs.50/-
- Minimum Balance to Maintain for ChequeAccount Rs.500/-
- Interest Rate 4%
- No Yearly Charges. NO Hidden Fees.
- You Can Avail ATM Facility
- SMS Alert is Available
- Largest Banking Network in India With More Thank25,000 Branches in City And Town. (Minimum one office for one pincode). Around1.3 Lakh Post office for Villages.
- No Charges for deposit/withdrawal and ATMTransaction (Any Bank/postal ATM, Any number of Deposit and Withdrawal inOffice / ATM).
- Centralized banking System. Deposit and withdrawalcan be doe in any 25000 Branch.
- For Opening and Closing other post officeAccounts Like. RD/MIS/1,2,3,-TD/KVP “5-TD/SSA/PPF/NSC (Tax Benefits)” postoffice SB Account Will be Very Helpful.
- Soon Internet Banking and Mobile Banking Will be Implemented.
- Much More Friendly Environment and easyAccessibility than Other Banks. Working All Saturdays.
- Account can be opened by cash only.
- Cheque facility can be taken in an existing account also.
- Nomination facility is available at the time of opening and also after opening of account.
- Account can be transferred from one post office to another.
- One account can be opened in one post office.
- Account can be opened in the name of minor and a minor of 10 years and above age can open and operate the account.
- Joint account can be opened by two or three adults.
- At least one transaction of deposit or withdrawal in three financial years is necessary to keep the account active.
- Single account can be converted into Joint and Vice Versa.
- Minor after attaining majority has to apply forconversion of the account in his name.
- Deposits and withdrawals can be done through anyelectronic mode in CBS Post offices.
- *Inter Post office transactions can be donebetween CBS post offices.
- ATM/Debit Cards can be issued to Savings Accountholders( having prescribed minimum balance on the day of issue of card) of CBSPost offices.
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